I'm looking at getting a new camera. I have looked all the usual routes. The one question I have is if there is an accidental insurance policy on cameras that a company or store offers on new cameras, like the ones that exist with computers. I know about the warranties that cover basic repair and cleaning, I just don't know if the extra step to protect the camera exists.

What are you going to do to your camera that you think something terrible is going to happen to it?

Anything could happen from a spill while holding it with the camera, to a tripod tipping over. There a million things if you believe in Murphy's Law. And if you have seen the accidents I've seen other people had with cameras, I don't want to take chances.

i have seen them

Do you know where I could get one, like if a camera shop sells them or a separate company. Any info would be appreciated.